At Avis Insurance, we specialise in arranging haulage insurance solutions for owner drivers, fleet operators and transport businesses across the UK.

With over 40 years’ experience in the commercial vehicle sector, we understand the challenges faced by modern haulage operators and work with leading UK insurers and specialist underwriters to arrange cover tailored to the way you operate.

Whether you run:

• A single HGV
• A growing haulage business
• A mixed vehicle fleet
• Container or logistics operations
• Amazon Relay contracts

we can help arrange insurance designed around your business requirements.

👉 Speak to a specialist today on 01628 662666

What is Haulage Insurance?

Haulage insurance is a specialist type of commercial insurance designed for businesses and drivers transporting goods by road.

Depending on the operation, cover may include:

• HGV / Truck Insurance
• Goods in Transit Insurance
• Public Liability Insurance
• Employers’ Liability Insurance
• Fleet Insurance
• European Haulage Insurance

The type of insurance required will depend on:

• The vehicles operated
• The goods carried
• Contractual requirements
• Whether work is Hire and Reward
• Operating radius and routes

Types of Haulage Insurance We Arrange

Truck Insurance

Highly competitive insurance for individual HGVs and commercial vehicles, with flexible cover tailored to your usage and type of work.

👉 Suitable for:

• Articulated lorries
• Rigid vehicles
• Tippers
• Skip lorries
• Specialist vehicles
• Container lorries
• Refrigerated vehicles

Owner Driver Insurance

Specialist insurance solutions for self-employed owner drivers and independent operators.

Whether you are an experienced driver starting your own business or an established operator, we can help arrange cover tailored to your work.

Haulage Fleet Insurance

Fleet insurance for operators running two or more vehicles, including mixed fleets and growing transport businesses.

Fleet policies can help simplify administration and provide flexible driver arrangements.

Multi-Vehicle HGV Insurance

Cost-effective cover for smaller operators with multiple vehicles, where each vehicle is individually rated and earns its own NCD.

Goods in Transit Insurance

Protection for the goods you carry against:

• Loss
• Theft
• Accidental damage

We can arrange:

• RHA conditions cover
• All Risks Goods in Transit insurance
• CMR cover for European operations

Hauliers Liability Insurance

Cover for claims involving:

• Third-party injury
• Property damage
• Contractual liabilities connected to haulage operations

Amazon Relay Insurance

Specialist insurance tailored to Amazon Relay operators, including:

• Hire and Reward cover
• Goods in Transit insurance
• Contract-specific requirements

Container Haulage Insurance

Insurance tailored to container and logistics operators undertaking:

• Port haulage
• Distribution work
• Logistics subcontracting
• High-value cargo transport

Refrigerated Haulage Insurance

Specialist insurance solutions for chilled, frozen and temperature-controlled transport operators, including cover for:

• Refrigerated HGVs
• Temperature-controlled fleets
• Chilled and frozen goods
• Goods in Transit Insurance
• Fleet and owner driver operations

European Haulage Insurance

Specialist insurance solutions for operators undertaking international transport and cross-border logistics, including cover for:

• European and international haulage
• CMR liability requirements
• Goods in Transit Insurance
• Fleet and owner driver operations
• Cross-border transport contracts

Pallet Network Insurance

Specialist insurance solutions for operators working within pallet distribution networks, including cover for:

• Goods in Transit Insurance
• Hauliers Liability Insurance
• Fleet and owner driver operations
• Multiple delivery and collection work
• Contractual distribution requirements

New Haulage Business Insurance

Insurance solutions for:

• Start-up haulage businesses
• New ventures
• First-time owner drivers
• Newly formed transport companies

Subject to underwriting criteria, introductory discounts may be available for experienced drivers starting out.

What Affects Haulage Insurance Premiums?

Haulage insurance premiums are influenced by several important factors, including:

• Claims and accident history
• Driver age and experience
• Type and value of vehicles
• Nature of goods carried
• Operating radius
• Type of haulage work undertaken
• Security and risk management measures

Specialist operations or high-value cargo may require enhanced cover arrangements.

Why Specialist Haulage Insurance Matters

The haulage industry presents risks and insurance requirements that differ significantly from standard commercial vehicle insurance.

Incorrect policy structures or inadequate cover can create problems in the event of:

• Claims
• Contract disputes
• Goods in Transit losses
• Compliance checks

At Avis Insurance, we help ensure cover reflects the work your business actually carries out.

Why Choose Avis Insurance?

• Over 40 years’ experience in haulage insurance
• Access to leading UK insurers and specialist underwriters
• Specialist advice tailored to your operation
• Cover for owner drivers, fleets and logistics operators
• Direct, personal service from experienced brokers

👉 Helping haulage businesses arrange suitable cover with confidence.

Frequently Asked Questions

What insurance does a haulage company need?

Most haulage businesses require:

• HGV insurance
• Goods in Transit cover
• Liability insurance

The exact requirements depend on the work carried out and contractual obligations.

Do owner drivers need Goods in Transit insurance?

If carrying goods belonging to others, Goods in Transit insurance is strongly recommended and often contractually required.

What is Hire and Reward insurance?

Hire and Reward cover allows operators to transport goods belonging to other parties in return for payment.

Can new haulage businesses obtain insurance?

Yes. Specialist insurers may offer competitive terms and introductory discounts depending on experience and claims history.

Is fleet insurance cheaper than individual vehicle policies?

For many operators, fleet insurance can simplify administration and may offer cost efficiencies as the number of vehicles increases.

Specialist Haulage Insurance Advice

Whether you operate a single truck or a larger fleet, we can help arrange insurance tailored to your haulage business.

👉 Call 01628 662666
👉 Speak directly with a specialist today